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GentleMan Style Podcast-God, Family, Finance, Self


This show is dedicated to helping and the restoring the faith in our young men threw the mentoring and education on personal finance, healthcare, health insurance, life insurance, homeowners and renters insurance, enlightenment, and of course encouragement about what every man should know through the eyes of a gentleman perspective and God at the forefront!

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Jan 6, 2021

Our Interview Today With one of the youngest millionaires ever!

Todd Baldwin has always wanted to make a lot of money. “I was raised by a single mom, and I watched her struggle working four jobs to try to feed three kids,” the 27-year-old self-made millionaire told CNBC and us how he made It.

“She was worried all the time about money. I saw it. I could feel it.” Baldwin didn’t want to experience the same financial stress when he grew up, so at 12, he started working. His first job was shoveling manure for $3 an hour: “I came home one day, and I counted up six dollars worth of quarters. At the time, it was more money than I had ever seen.

Since that moment I was like, I’ve got to make millions of dollars.” He achieved that goal at 25 when his net worth crossed $1 million, thanks to smart real estate investing with his wife, Angela. Today, he brings in $615,000 annually thanks to a mix of income from rental properties, his day job working in commercial insurance sales and the extra cash he makes as a secret shopper. After real estate expenses, his take-home pay is closer to $305,000. Angela brings in another six figures from her 9-to-5, a paycheck they almost entirely save.

The Baldwins live “very comfortably,” he says. But he still has lofty money goals: By 35, he wants his net worth to hit $10 million. That’s one of the reasons he and Angela live well below their means. “Although our net worth is seven figures, we don’t do a lot of the typical things that most people envision millionaires doing,” says Baldwin, who wears a $12 rubber wedding band. “We are super frugal.”

They have roommates, drive a 2009 Ford Focus and their monthly food bill rarely exceeds $25, thanks to all the free meals they get as “secret shoppers.”